The Ten Commandments of Travel Rewards

THOU SHALL

1. NOT go into debt for Sign-Up Bonus (SUB), spend only what you can afford.
2. NOT use alternative payment methods (cash, check or debit card), where a credit card is accepted.
3. NOT pay only the minimum monthly payment (unless 0% interest ).
4. NOT get a credit card that does not have a Sign-Up Bonus (SUB).
5. NOT try to make multiple SUBs without a guaranteed spending opportunity.
6. NOT make a BIG purchase without getting a new credit card.
7. NOT stress over daily credit scores.
8. NOT add an authorized user to your credit card WITHOUT getting a bonus.
9. NOT cancel a credit card without asking for a retention bonus
10. NOT ignore Commandment #1